How does Equity Watch work?

Equity Watch monitors your home equity position using market data and your property details. When your equity crosses a threshold you've set — such as reaching enough for a HELOC or investment property down payment — we send you a personalized alert with your options.

Is Equity Watch free?

Yes, completely free. There's no cost, no commitment, and no sales calls. You'll only hear from us when something meaningful changes with your equity position or when rates hit your target.

How often will I get alerts?

Only when it matters. We don't send weekly spam. You'll get a baseline equity report within 48 hours of signing up, then alerts only when your equity crosses a significant threshold or rates approach your target.

Can I use Equity Watch for investment properties?

Equity Watch is designed for your primary residence equity — which many investors use as the funding source for investment property purchases via HELOC. When your equity hits a level that could fund an investment down payment, we'll alert you with both HELOC and DSCR loan options.

What's a Rate Watch alert?

Rate Watch lets you set a target interest rate for purchase, refinance, HELOC, or DSCR investor loans. When market rates approach your target, we send you a personalized alert showing exactly what that rate means for your specific loan amount and monthly payment.

How do I unsubscribe from alerts?

Every alert includes an unsubscribe link. One click and you're removed. No hoops, no retention calls, no guilt trips.

Your Money Shouldn't Wait on You.

Name: Rate Lock Index (RLI)
Creator: Chad Investor Lending
License: https://chadinvestorlending.com/terms
Keywords: mortgage rate lock, rate lock index, RLI, lock or float, mortgage rate forecast, MBB, FRED, treasury rates, 10-year treasury, primary-secondary spread

Set your target. We'll tell you when it's time to move. Free equity alerts and rate alerts — straight to your inbox.

How It Works

Set Your Target

Tell us your property details and the equity or rate threshold you're watching for.

We Monitor

We track market conditions, equity positions, and rate movements weekly.

Get Alerted

When your number hits, you'll get a personal alert with exactly what to do next.

No spam. No sales calls. Just a heads-up when it matters.

Equity Watch

Most homeowners check their equity once a year — if that. Equity Watch tracks it for you and tells you when you've hit a milestone that unlocks new financial options.

"Your home gained $47,000 last quarter. You didn't notice. Your lender didn't call. That stops now."

— Chad Villacorta

Start Tracking Your Equity

First Name *

Email *

Phone *

Property Address *

City *

State *

Zip *

Estimated Home Value$750,000

Current Mortgage Balance$400,000

Current Estimated Equity$350,000

Available at 80% LTV$200,000

This is an estimate. A strategy session confirms your real numbers.

What are you watching for?

I want to know when I can open a HELOCI want to know when I have enough equity to invest in real estateI want to know when it makes sense to refinanceI just want to know — keep me informed

Do you currently own any investment or rental properties?

YesNoI'm interested in starting

Equity Alert Threshold *

Your info stays between us. No cold calls. Unsubscribe anytime.

By submitting, you consent to receive calls, texts, and emails from Chad Investor Lending / West Capital Lending, Inc. (NMLS #1566096) at the number and email provided, including via autodialer or prerecorded messages. Consent is not a condition of purchase. Msg & data rates may apply. Reply STOP to opt out. Privacy Policy · Terms

Rate Watch

Waiting for rates to drop? Stop checking every day. Set your target rate and I'll tell you when we're there — plus exactly what it means for your payment.

Set Your Rate Alert

First Name *

Email *

Phone *

What type of rate are you watching? *

Purchase — I'm looking to buyRefinance — I want to lower my current rateHELOC — I'm tracking equity line ratesDSCR / Investor — I'm financing investment properties

Current or Target Loan Amount$500,000

My Target Rate6.000%

State *

How should I alert you?

EmailText message

At your target rate of 6.000%:

Est. Monthly Payment (30yr)$2,998

No spam. No daily emails. Just a heads-up when your number hits.